Need for Speed™ Payback

Need for Speed™ Payback

Fair · Action · 2020

Steam Deck Unsupported

The verdict

WAIT.

Winter Sale 2026 Dec 17
cut in 8 of 8 sales

Fair today. The Winter Sale opens Dec 17, and it was discounted in 8 of its last 8 seasonal sales; 85% in the Winter Sale 2025.

Today

$29.99Fair

Typical seasonal cut

$4.4985% offFair

Cost per hour▼
$1.60/hr
Reviews▼
85% of 32,695
Critics
62 players 23 higher
Genre rank
Top 11% Action

Holding it back: Monetization, DRM

Watch this gameOne alert at $4.49 or less.

Time and effort

Main story
18.8h
To 100%
47h 2.5x the story
Achievements
57

Price and sales

Sales
49 on record
Typical cut
75% off
Steam low
$2.99 September 2022
Sale every
43d last October 2026
Lowest now on Steamall-time low $1.99 on IsThereAnyDeal

Players and genre

Online
234 now
Recent reviews
85% 30 days
Cheaper than
2% of its genre
Better reviewed
91% of its genre
Price and player charts

The drop-off

81% start to 2% rarest
050100rarestfirst achievement

This site could not identify an ending achievement for this game, so there is no finish rate. Steam global achievements

The value story

The value story

Across all 49 discounts in the 6 years tracked, the median cut is 75 percent, about 6 weeks apart. Today it is at full price, and its last discount ended about 4 weeks ago.

Its score sits in the top 11 percent of its genre. It is pricier than 98 percent of its genre, and better reviewed than 91 percent. It outscores the games it most resembles, including Need for Speed™ Heat ($69.99, scores 38) and Need for Speed™ Rivals ($19.99, scores 35).

More about Need for Speed™ Payback

The press gave it 62; the people who bought it give it 85 percent. A 23-point gap in the buyer's favour.

This site sampled 800 of its Steam-purchase reviews; 9 were written by buyers who refunded it, sampled from reviews written September 2025 to October 2026. Inside the two-hour refund window, 48 percent of the 2,174 reviews written there were positive, against 85 percent overall, and those are 8 percent of everything written about it. It carries the aggressive kind of in-app purchases, and the score already docks it for that. The sticker price is where the spending starts.

Finishing takes 18.8 hours; clearing it takes 47, which is 2.5 times the campaign.

Buy now or wait

Buy now or wait

Last discount ended 31 days ago.

Sources: IsThereAnyDeal, Valve.

What drives the score

Grades: S best, D weakest

S is the best grade and D the weakest, judged as a buyer. ▲ raises the score, ▼ lowers it, ? is an input we do not have, • is a fact this genre's score does not use. How the grades work

Holding it back
Cost per hour$1.60/hr
Price per hour of game. It moves the score inside the ceiling reviews set
Reviews
Gates the score. Weak reviews cap it, and nothing reaches BANGER without strong ones
MonetizationLoot box, Currency
Loot boxes / pay-to-win drag the score down
DRMEA account needed
Needs a second account on top of Steam, a small friction discount
For context
Refunds9 of 800 reviews
Steam-purchase reviews sampled whose writer refunded the game. Nothing is docked
AI contentNone disclosed
From the developer's own Steam disclosure. No disclosure is not proof of none, so it does not move the score
In-app purchasesLoot box, CurrencyPCGamingWiki

What players say

✅ Pros: Diverse world map with varied environments, satisfying drifting & high-speed driving mechanics, action-packed cinematic heist missions, deep vehicle customization options. ❌ Cons: Frustrating Speedcard upgrade system based on RNG loot boxes, heavy monetization model, cringe-worthy dialogue and weak story, rigid car class system restricting vehicle flexibility. 🏆 Rating: 6.5/ 10
r4venRecommendedafter 25h3 found this helpfulRead on Steam
2 more reviews
This game is decent despite it's initial reputation with the gambling mechanics for upgrading cars however there are some really interesting and nostalgic mechanics added to this game (slow mo kill cameras, finding parts of relic cars that you can actually use during a treasure hunt etc). There is the typical EA interface that is required to install unfortunately but other than that it's still pretty good. Really...
cyrus.v.siehRecommendedafter 31h2 found this helpfulRead on Steam
Need for Speed Payback delivers a genuinely fun, action-packed arcade driving experience that captures the high-octane spirit of a blockbuster action movie. Here is what makes it well worth playing: Thrilling Cinematic Campaign: The story-driven focus gives every heist and mission a strong sense of momentum. Building a crew to take down "The House" adds a satisfying narrative push that keeps you engaged beyond...
ASIDORecommendedafter 78hOct 2026Read on Steam

Steam reviews, mixed to its ratio and rotated daily. Opinions are theirs.

About the game

Set in the underworld of Fortune Valley, you and your crew were divided by betrayal and reunited by revenge to take down The House, a nefarious cartel that rules the city’s casinos, criminals and cops. In this corrupt gambler’s paradise, the stakes are high and The House always wins.
Description from the Steam store page.
Minimum specs

Minimum on the Steam store: 6 GB of memory, 30 GB of storage. Windows only.

Cite this score

BANG Score badge
Need for Speed™ Payback scores 52/100 on the BANG Score (fair value) as of Nov 8, 2026. The BANG Score rates what a game is worth for the money. Via Steam BANGERS. https://steambangers.com/game/1262580/need-for-speed-payback
Embed the live badge

Reviews set the ceiling, and price against real length moves the BANG Score inside it. How it works, and where it is weak → Steam reviews as of Nov 8, price as of Nov 7. A number here look wrong? Tell me and I will check the inputs.

Critics vs players+23
Critics62
Players85
Player favorite. The critics underrated it.
Metacritic critics · 32,695 Steam player reviews

Details

DeveloperGhost Games
PublisherElectronic Arts
GenreAction
Released2020
Players1.5Mowners, SteamSpy estimate
Achievements57