PAYDAY 3

PAYDAY 3

Skip · Multiplayer · 2023

Steam Deck Playable

The verdict

SKIP IT.

Winter Sale 2026 Dec 17
cut in 7 of 8 sales

It scores 3, under the fair line, at $8.99.

Cost per hour
$1.21/hr
Reviews▼
47% of 66,341
Critics
66 players 19 lower
Genre rank
Top 90% Multiplayer

Holding it back: Reviews, DRM

Why
Reviews or length hold it below the tiers even at a deep discount.

Recent reviews trending up: 77% over the last 30 days against 47% all-time.

Watch this gameOne alert at a price you pick.

Time and effort

Typical playtime
7.4h
To 100%
79.4h 10.7x the story
Achievements
22

Price and sales

Sales
26 on record
Typical cut
50% off
Steam low
$8.99 June 2025
Sale every
43d last November 2026
Lowest now on Steamall-time low $8.91 on IsThereAnyDeal

Players and genre

Online
10,871 now
Recent reviews
77% 30 days
Cheaper than
3% of its genre
Better reviewed
2% of its genre
Price and player charts

The drop-off

87% start to 2% rarest
050100rarestfirst achievement

A game like this has no single ending, so its score does not use the finish rate. The curve shows where players stop. Steam global achievements

The value story

The value story

26 discounts in the 3 years on record, a median of 50 percent off across all of them, roughly 6 weeks apart. Today's $8.99 at 70 percent off matches the lowest price in the record.

It is pricier than 97 percent of its genre, and less well reviewed than 98 percent. PAYDAY 2 ($9.99, scores 78) outscores it, and so does Crime Boss: Rockay City ($19.99, scores 23). Both sit among its closest neighbours.

More about PAYDAY 3

Critics scored it 66, but players land 19 points lower at 47 percent. The reviews were kinder than the room.

Players rate it 47 percent positive over its lifetime, and the last 30 days run 77 percent. It is aging into a better game than its average suggests. Of the 800 Steam-purchase reviews this site sampled, 26 come from buyers who refunded the game, sampled from reviews written June 2026 to October 2026. That is more refunded reviewers than 9 in 10 paid games this site has sampled to the same depth, and among the 798 games in its genre sampled this deeply, 107 have a larger share. The typical game sits near 5 in 1,000, so the score docks it. 7 of the 26 refunded reviewers were past Valve's two-hour window when they wrote the review. Inside the two-hour refund window, 19 percent of the 7,662 reviews written there were positive, against 47 percent overall, and those are 15 percent of everything written about it.

HowLongToBeat players log 7.4 hours as a typical playtime, and completionists log 79, 11 times as much.

Buy now or wait

Buy now or wait

Discounted in 7 of its last 8 seasonal sales.

Next sale
Winter Sale, Dec 17 to Jan 4

Sources: IsThereAnyDeal, Valve.

What drives the score

Grades: S best, D weakest

S is the best grade and D the weakest, judged as a buyer. ▲ raises the score, ▼ lowers it, ? is an input we do not have, • is a fact this genre's score does not use. How the grades work

Raising the score
Reach3.5M+ owners
How many own it and play it, by SteamSpy's estimates (an old snapshot), the biggest driver for a game with no ending
MonetizationNone
No in-game purchases. Paid DLC exists and is not docked
Recent reviews77% (30 days)
Trending up vs lifetime, a small lift
Holding it back
Reviews
Gates the score. Weak reviews cap it, and nothing reaches BANGER without strong ones
DRMStarbreeze Nebula account needed
Needs a second account on top of Steam, a small friction discount
Refunds26 of 800 reviews
Well above the typical game's share of reviews from refunded buyers, so the score takes a small dock
For context
AI contentNone disclosed
From the developer's own Steam disclosure. No disclosure is not proof of none, so it does not move the score

What players say

Broken junk. Still has bugs that render it unplayable years after launch. Extremely limited DLC-locked pool of guns. The skill system is atrocious with no depth for builds. It looks and plays like a parody of Payday 2.
VladimirNot recommendedafter 9.8h20 found this helpfulRead on Steam
2 more reviews, 1 not recommended
Ever since Payday 3 got update the game engine to UE5, I got more issue mostly when choose heists game freeze, cuz overlay audio from Shade voice line and main menu music, it force me to reinstall the game just to play a single heist. It really sad Payday 3 is not support a low-budget PC.
Yashida ❌Not recommendedafter 306h12 found this helpfulRead on Steam
Oh yeah, they stepped it up. The updates have been great, finally worthy of the PAYDAY 3 title.
Mr. BlissRecommendedafter 44hOct 2026Read on Steam

Steam reviews, mixed to its ratio and rotated daily. Opinions are theirs.

About the game

PAYDAY 3 is a 1-to-4 player co-op FPS and the ultimate heist fantasy, set in the most iconic city in the world. Gone without a trace or through a hail of bullets. Either way, you're getting out with the prize.
Description from the Steam store page.
Minimum specs

Minimum on the Steam store: 16 GB of memory, Nvidia GTX 1650 (4 GB) or AMD Radeon RX 580 (4GB), 45 GB of storage. Windows only.

Cite this score

BANG Score badge
PAYDAY 3 scores 3/100 on the BANG Score (a skip) as of Nov 8, 2026. The BANG Score rates what a game is worth for the money. Via Steam BANGERS. https://steambangers.com/game/1272080/payday-3
Embed the live badge

Reviews set the ceiling, and the size of the player base moves the BANG Score inside it. How it works, and where it is weak → Steam reviews as of Nov 5, price as of Nov 7. A number here look wrong? Tell me and I will check the inputs.

Critics vs players-19
Critics66
Players47
Critic darling, cooler with players. Read recent reviews before buying.
Metacritic critics · 66,341 Steam player reviews

Details

DeveloperStarbreeze Studios
PublisherStarbreeze Entertainment
GenreMultiplayer
Released2023
Players3.5Mowners, SteamSpy estimate
Achievements22