PAYDAY 3

PAYDAY 3

Skip · Multiplayer · 2023

Steam Deck Playable

The verdict

SKIP IT.

The value isn't there at $29.99.

Length
7.4h
Value
$4.05/hr
Reviews
46% positive
Reviews or length hold it below the tiers even at a deep discount.

Recent reviews trending up: 69% over the last 30 days against 46% all-time.

Watch this gameOne email when it is worth buying. Your call on what that means.

Get one email when PAYDAY 3 is worth buying.

One email per game. Unsubscribe in a click.

Length
7.4h
typical playtime (HowLongToBeat)
Completionist
79.4h
100% (HowLongToBeat)
$/hr
$4.05
price ÷ typical playtime
Price
$29.99
as of Sep 24
Reviews
46%
65,598 reviews, as of Sep 12
Metacritic
66
critic score
Players
3.5M
owners (estimate)
Released
2023

Minimum on the Steam store: 16 GB of memory, Nvidia GTX 1650 (4 GB) or AMD Radeon RX 580 (4GB), 45 GB of storage. Windows only.

PAYDAY 3 is the ultimate co-op FPS crime fantasy. Choose between stealth or loud playstyles, customize your character, and get ready to pull off the perfect heist.
Description from the Steam store page.

What drives the score

How to read this

Every input gets a grade, S to D, read from the buyer's side. The score is multiplicative, so an input only counts as raising when it sits near the top of its own scale. Anything with real room left is holding the score back, because that room is the gap to 100. ▲ marks a lift, ▼ a drag or a dock, ? an input we do not have, • a fact this genre's score does not use. The exact weights stay secret.

Raising the score
Replayability~44h to replay
Co-op and replay time. The value score counts hours well past the 7.4h typical playtime
Reach3.5M+ players
How many own it and play it, the biggest driver for a game with no ending
Engagement8% finish
How far players actually get (achievements), a top-end bonus
MonetizationNone
No in-game purchases. Paid DLC exists and is not docked
Recent reviews69% (30 days)
Trending up vs lifetime, a small lift
Holding it back
Reviews46% positive
Gates the score. Weak reviews cap it, and nothing reaches BANGER without strong ones
DRMStarbreeze Nebula account needed
Needs a second account on top of Steam, a small friction discount
Refunds34 of 800 reviews
Well above the typical game's share of reviews from refunded buyers, so the score takes a small dock
For context
Value$4.05/hr
Price per hour of game. This genre scores on player counts instead
Length7.4 hours
Typical playtime on HowLongToBeat. Endless games score on players, so hours stay out of it

The value story

It has never been cheaper than $8.99. That was June 2025. 25 discounts in the 3 years on record. They run about 50 percent off, roughly 6 weeks apart. Today it is at full price. The last sale was about 3 weeks ago, and on this game's rhythm the next one tends to arrive within 6 weeks.

It is pricier than 96 percent of its genre, and less well reviewed than 98 percent. On the same math PAYDAY 2 ($9.99, scores 78) and Crime Boss: Rockay City ($1.99, scores 24) are the better buys, and they are the games it most resembles.

Critics scored it 66, but players land 20 points lower at 46 percent. The reviews were kinder than the room.

Players rate it 46 percent positive over its lifetime, and the last 30 days run 69 percent. It is aging into a better game than its average suggests. Of the 800 Steam-purchase reviews this site sampled, 34 come from buyers who refunded the game, sampled from reviews written May 2026 to September 2026. That is more refunded reviewers than 9 in 10 paid games this site has sampled to the same depth, and among the 490 games in its genre sampled this deeply, 50 have a larger share. The typical game sits near 5 in 1,000, so the score docks it. 10 of the 34 refunded reviewers were past Valve's two-hour window when they wrote the review. Inside the two-hour refund window, 18 percent of the 7,663 reviews written there were positive, against 46 percent overall, and those are 16 percent of everything written about it.

HowLongToBeat players log 7.4 hours as a typical playtime, and completionists log 79, 11 times as much.

3 years after release it still had 644 people in it at once.

The drop-off

87% start to 8% finish
050100rarestfirst achievement

Most players never reach the end. On a 7.4-hour game, that's a lot you pay for and may never use. Steam global achievements

Players

644 players at peak in the last day.

The chart appears once this game has been counted more than once.Player counts via SteamSpy.

What players say

Day 1 Payday 3 is a totally different game compared to now but i like it that way.
AprilRecommendedafter 291h22 found this helpfulRead on Steam
Will need time to climb up to Payday 2's level of content and whatnot, but for now it's pretty good, super fun, servers are still horrendous, I love the new mechanics, I have faith in my Payday.
QuackodemonRecommendedafter 7.0hSep 2026Read on Steam
I'll be honest, this game is pretty good fun and honestly for having such a horrible launch it recovered quite well but it doesn't live up to being a true successor to payday 2 (At least not quite yet). The skill trees, weapon customization, masks, heists and just basically the entire game feel like they are watered down versions of payday 2. The gameplay itself is so much better but everything else around it is so...
V1NNot recommendedafter 7.4h7 found this helpfulRead on Steam

Player reviews from Steam: the most helpful all-time, plus the newest that clear the same quality bar, with the hours each player had put in when they wrote it. The mix of Recommended and Not recommended follows the game's Steam ratio. Rotates daily. Opinions are theirs.

Cite this score

Embed the live badge, copy the line, or download the card.

BANG Score badge

The live badge. It shows the current score wherever it is embedded.

PAYDAY 3 scores 2/100 on the BANG Score (a skip). The BANG Score rates what a game is worth for the money. Via Steam BANGERS. https://steambangers.com/game/1272080/payday-3
Embed the live badge

HTML for a webpage, Markdown for Reddit, GitHub, or a wiki.

<a href="https://steambangers.com/game/1272080/payday-3"><img src="https://steambangers.com/api/badge/1272080" alt="BANG Score" width="340" height="80"></a>
[![BANG Score](https://steambangers.com/api/badge/1272080)](https://steambangers.com/game/1272080/payday-3)

The BANG Score is one number for value, 0 to 100: price against how it reviews and how long it was built to be. It answers the money question and stops there; whether the game is for you is still your call.

Reviews set the ceiling and price moves you inside it, so a cheap game that reviews badly cannot climb. Ratings from few reviewers are shrunk toward the middle, so 100 percent from nine people does not outrank 96 percent from ninety thousand. Length comes from HowLongToBeat where it can be matched, measured against a per-genre floor so a five-hour narrative game is judged against other narrative games rather than against a sixty-hour RPG. Where no verified length exists the score says so and carries a dock, because the biggest input is then a guess. The full method, including where it is weak → Steam reviews as of Sep 12, price as of Sep 24.

A number here look wrong? Tell me what it got wrong and I will look at the inputs behind it.

Critics vs players-20
Critics
66
Players
46
Critic darling, cooler with players. Read recent reviews before buying.
Metacritic critics · 65,598 Steam player reviews

Tags

Details

DeveloperStarbreeze Studios
PublisherStarbreeze Entertainment
GenreMultiplayer
Released2023
Achievements22